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Cheap Car Insurance UK
Car insurance is compulsory by law in the UK. There are careless people driving car on UK roads who are careless with your vehicle as well. If they do not have insurance, and cause thousands of pounds worth of damage to your car, but do not have the money to pay to cover this damage, then, even if it is proved that it is their fault, you will have to pay for the damage to your car. So, to get that straight, you would lose any no claims bonus because someone with no insurance has smashed into you. This is why the law states that
everybody who uses a car on the road has to get at least third party insurance. "Uses" is an important word here. It's not just car "owners" who have to be insured. If you are to drive any car at all, you need to be insured as per the laws of UK. Should you be driving a car uninsured and crash, but your passengers have insurance, then their insurance company will have to pay out. The passengers are "users" of the car, so should be aware of that and take responsibility by not allowing uninsured people to drive a car they are in.