Fast Quote UK

Buildings insurance usually covers the structure of your home and any fixtures or fittings, including out-buildings, garages, drives, walls, fences, swimming pools and tennis courts. Insurance cover includes the cost to repair or rebuild your home if it is damaged. Standard cover is new for old and applies to specified perils, i.e. fire, lightning, earthquake, storm, flood, burst and leaking pipes, theft, vandalism, collision by vehicles, aircraft and animals, falling trees, subsidence, heave or landslip. Cover can be on either a standard basis or an lt accidental damage basis.

Home Contents insurance is a cover for all of your household contents, i.e. furniture, carpets, curtains, television, stereo, kitchen equipment, ornaments, personal possessions, clothing, computers, etc. It is the total value of everything that is in your home that you would take with you if you were to move. The contents value does not include fitted furniture, e.g. fitted wardrobes and fitted kitchens, as these items are included under the buildings insurance. With most contents insurance there is the ability to insure your personal possessions for all risks. This optional cover allows you to insure your personal items normally worn or carried outside the home, e.g. watches, cameras, jewellery anywhere in the world for up to 60 days a year. Contents cover can be on either a standard basis or an lt accidental damage basis.